Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Compass Group and Rightmove. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address No savings at 60? I’d buy these 2 FTSE 100 stocks right now “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. Rupert Hargreaves | Sunday, 12th January, 2020 | More on: CPG RMV Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. It isn’t uncommon to have no retirement savings at 60 years of age. Life has a habit of getting in the way of savings, and while we would all like to have a set pension plan in place that we can stick to for life, it’s often the case that other spending plans take priority and saving for the future takes a back seat.With that in mind, here are two FTSE 100 shares that could be worth buying today if you’re looking to build a sizeable nest egg in a relatively short amount of time.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Compass GroupRecent trading updates from the global catering group Compass (LSE: CPG) show that the company’s efforts to become the world leader in foodservice are paying off.Management is targeting revenue growth of between 4% and 6% per annum over the long term. In its most recent financial period, for the year ending 30 September 2019, the company achieved revenue growth of 6.4%, as well as a 4.7% increase in operating profit on a constant currency basis.Compass follows a buy-and-build strategy. The company invests free cash flow from operations back into the business to drive organic growth and fund new acquisitions. For example, in its last fiscal year, the group completed several disposals and acquisitions for a net cost of £377m.Compass has a sound growth track record and, as food is a necessity for everyone, the stock could provide investors with stable returns over the long run. The company’s price-to-earnings (P/E) ratio of 21.6 suggests it offers fair value for money at present, considering its growth track record and a dividend yield of 2.3% that’s also on offer.RightmoveAnother enterprise that looks set to provide attractive returns for investors over the next few years is online property portal Rightmove (LSE: RMV).This company is one of the most profitable on the London market. It has achieved an average return on capital employed — a measure of profit for every £1 invested in the business — of 1,910% over the past five years. The market average is just 3.7%.This profit margin suggests the group has a definite competitive advantage, and as long as the company can stay ahead of the crowd, this advantage should endure for the long term.As such, the stock looks like an attractive investment at current levels. A forward P/E ratio of 32.2 to might seem expensive, but considering the company’s high level of profitability, it’s a price worth paying for such a high-quality business. What’s more, analysts are forecasting earnings growth of 22% over the next two years.This rate of growth suggests the stock could deliver high long-term returns for shareholders. Therefore now could be an excellent time to snap up a share in this highly profitable business ahead of further growth. See all posts by Rupert Hargreaves
Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Matthew Dumigan has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Apple. The Motley Fool UK has recommended Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Warren Buffett is widely considered to be one of the best investors of all time. As such, I’ve always kept a close eye on his key investing principles. What’s more, newer investors may be surprised to hear how simple yet effective his investment philosophy is.With that in mind, here’s how I’d use the Warren Buffett method to make a million from buying some of the best UK shares on the market.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Be on the lookout for cheap UK sharesA core principle of Buffett’s investment philosophy is the concept of value investing. This involves buying shares in companies that appear to be trading on a reduced valuation. We can spot undervalued shares by looking at a range of valuation metrics, including the price-to-earnings and the price-to-book ratios.It’s important to remember that a fall in price does not necessarily mean a company’s shares are undervalued. After all, there could be good reason for this, and the shares could even have further to fall. Rather, I’m looking for companies whose shares appear to be trading at a significant discount to their intrinsic value. The great thing as a British investor, is that the UK stock market still appears relatively cheap in my view. According to the Financial Times, at the beginning of November, UK shares were as cheap as they were 50 years ago when compared with the global average. Granted, the FTSE 100 subsequently rose sharply on the back of the vaccine news. But UK shares still look somewhat undervalued compared to their international counterparts to me.Finding companies that have long-term potentialArmed with the value investing criteria championed by investors such as Buffett, my next goal is to look for companies that can stand the test of time.It comes as no surprise that Buffett prefers investing in strong and well-established brands. For example, among his holdings are household names such as Coca Cola, Apple, and Kraft Heinz.Keeping in mind the kinds of stocks that Buffett owns, I’m confident that UK companies with strong market positions, well-known brands, and customer loyalty would be at the top of his radar. For example, I think Unilever and Reckitt Benckiser meet the above criteria.Prepare to hold for the long termFinally, and perhaps most importantly, Warren Buffett is always investing with a long-term mindset. In fact, the investing guru warned that “if you aren’t willing to own a stock for 10 years, don’t even think about owning it for 10 minutes”. After all, growing capital takes time, and the fluctuations in the stock market mean that a long-term horizon is preferred.Money doesn’t grow instantly, but over time, thanks to the wonders of compounding returns, it’s entirely possible to turn even a small initial investment into a six-figure portfolio. To illustrate, let’s say I invested £650 a month and achieved an annual return of 8%. After 31 years, I’d have an investment pot worth £1,003,320. With that in mind, I’d continue buying cheap UK shares like Buffett and holding them for the long term. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” How I’d use the Warren Buffett method to make a million from buying the best UK shares See all posts by Matthew Dumigan Enter Your Email Address Matthew Dumigan | Saturday, 5th December, 2020
WW photo: Judy GreenspanAn emergency demonstration was held in San Francisco on Sept. 30 in defense of former Haitian President Jean-Bertrand Aristide. About 50 people rallied at Montgomery and Market streets because of threats to President Aristide’s safety. Speakers described how on Sept. 27, masked Haitian police had surrounded Aristide’s house as Haitian radio stations broadcast news that he would be immediately arrested. They said hundreds of people had rallied in front of the house, vowing to stay there to prevent his arrest.Speakers said this was the current Haitian government’s response to the Lavalas Movement’s call for demonstrations marking the anniversary of the Sept. 30, 1991, coup against President Aristide. It is part of a pattern of intimidation that harkens back to the days of the Duvalier dictatorship. The U.S. government, in collaboration with the right wing in Haiti, had covertly organized the coup and forced Aristide into exile, flying him to the Central African Republic, where he was held as a virtual prisoner.This Sept. 12, the Haitian government removed the security detail that had been guarding the former president and his family since his return to Haiti in 2011. This came a day after a judge ordered President Aristide, Haiti’s first democratically elected president, to be placed under “house arrest.” Under current Haitian law, “house arrest” does not exist, but it was used frequently as a form of repression by the Duvalier regime.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: CoreLogic Announces Keynotes for RiskSummit Next: Fannie Mae Eliminates Restructured Loan Policy Share Save The Best Markets For Residential Property Investors 2 days ago July 5, 2016 1,047 Views Servicers Navigate the Post-Pandemic World 2 days ago Banks Earnings Profits 2016-07-05 Brian Honea About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post Tagged with: Banks Earnings Profits in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles For the most part, the largest U.S. bank holding companies suffered through a dismal first quarter, as the profits of nearly every one of them took a hit compared with the first quarter of 2015.For example, Goldman Sachs and Morgan Stanley each saw their profits decline by more than 50 percent from Q1 2015 to Q1 2016. Citi’s net income dropped over-the-year from $4.8 billion to $3.5 billion in Q1, and Bank of America’s dropped by 13 percent down to $2.7 billion. Wells Fargo and JPMorgan Chase also reported over-the-year earnings declines for Q1.In slightly more than a week, the mortgage industry will find out if the banks were able to bounce back in Q2, starting with the release of JPMorgan Chase’s second quarter earnings statement on the morning of Thursday, July 14. The following day, Friday, July 15, the Q2 earnings statements of four financial institutions will be released: Wells Fargo, U.S. Bank, PNC, and Citi.Bank of America and Morgan Stanley will follow with their respective Q2 earnings statements on Monday, July 18, and Goldman Sachs will release theirs on Tuesday, July 19.The banks may be in a good position to increase profitability for Q2. The nation’s 33 largest bank holding companies all showed improved capital levels in the recent stress tests conducted by the Fed. According to the Fed, the 33 banks had added a combined total of more than $700 billion in common equity capital. The 33 bank holding companies tested, which hold more than 80 percent of domestic banking assets, showed they would take losses of about $385 billion when tested for their ability to lend in a hypothetical severe economic scenario.The Fed then announced on June 29 that it did not reject the capital plans for all bank holding companies except for Santander and Deutsche Bank. The Fed did not reject Morgan Stanley’s capital plan, but did ask the investment banking firm to resubmit its plan after correcting some deficiencies in the plan found by the central bank.The earnings statements for non-bank mortgage servicers such as Ocwen Financial, Nationstar Mortgage, and Walter Investment typically follow a week or two after the bank holding companies release their statements. All three posted net losses of more than $100 billion in Q1; the only one of the three that was profitable for the full year of 2015 was Nationstar.Q2 earnings scheduleThursday, July 14: JPMorgan ChaseFriday, July 15: Citi, PNC, U.S. Bank, Wells FargoMonday, July 18: Bank of America, Morgan StanleyTuesday, July 19: Goldman Sachs Home / Daily Dose / Banks Bracing for Q2 Earnings Releases Servicers Navigate the Post-Pandemic World 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Banks Bracing for Q2 Earnings Releases Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe
By News Highland – February 12, 2020 Concern over suspension of podiatry services in Dungloe Derry draw with Pats: Higgins & Thomson Reaction DL Debate – 24/05/21 News, Sport and Obituaries on Monday May 24th RELATED ARTICLESMORE FROM AUTHOR Pinterest Facebook Google+ WhatsApp Facebook Google+ Previous articleEnglish to build on New York finish in Athlone this eveningNext articleDonegal sees Ireland’s first conviction & sentencing for coercive control News Highland Twitter WhatsApp Pinterest Journey home will be easier – Paul Hegarty Harps come back to win in Waterford AudioHomepage BannerNews Twitter Concern has been raised over the suspension of podiatry services in Dungloe.The HSE has confirmed that due to works commencing shortly at Dungloe Community Hospital to improve patient services, privacy and ensure compliance with HIQA standards the Podiatry Service will no longer be housed there.The body says relocation options are currently being explored including the availability of suitable accommodation in the Glenties and Falcarragh areas.Local Councillor Micheal Cholm Mac Giolla Easbuig says it is unacceptable for the service to be moved to another area at the expense of those in Dungloe:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2020/02/podiatgfhgfhgfhfgry1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. FT Report: Derry City 2 St Pats 2
jetcityimage/iStock(MIAMI) — Authorities in Florida have found a 50-yard tunnel leading from a wooded area straight to the drive-up teller of a bank, the FBI announced Wednesday.Investigators believe the tunnel was dug with the intention of robbing the Chase bank at the Flamingo Pines shopping center in Pembroke Pines, about 22 miles northwest of Miami, FBI Miami Special Agent Michael Leverock told reporters at a news conference Wednesday.“They were heading toward the bank, and that’s for sure,” he said, adding that whoever dug the hole did not get in.Pembroke Pines Public Works was called to the scene Tuesday around 9:30 p.m. after receiving reports of a possible sinkhole, Leverock said. When the workers got there, they saw a power cord running toward a wooded area, and called the Pembroke Pines Police Department, Leverock said.When police officers arrived, they noticed what looked like an entrance to a tunnel, Leverock said, describing it as “an extensive hole.” The officers decided to wait until morning for daylight to investigate further. Authorities in Florida have found a 50-yard tunnel leading from a wooded area straight to the drive-up teller of a bank, the FBI announced Wednesday.Investigators believe the tunnel was dug with the intention of robbing the Chase bank at the Flamingo Pines shopping center in Pembroke Pines, about 22 miles northwest of Miami, FBI Miami Special Agent Michael Leverock told reporters at a news conference Wednesday.“They were heading toward the bank, and that’s for sure,” he said, adding that whoever dug the hole did not get in.Pembroke Pines Public Works was called to the scene Tuesday around 9:30 p.m. after receiving reports of a possible sinkhole, Leverock said. When the workers got there, they saw a power cord running toward a wooded area, and called the Pembroke Pines Police Department, Leverock said.When police officers arrived, they noticed what looked like an entrance to a tunnel, Leverock said, describing it as “an extensive hole.” The officers decided to wait until morning for daylight to investigate further.Copyright © 2019, ABC Radio. All rights reserved.
View post tag: Maltese View post tag: Exercise Earlier this week, the Maltese Special Duties Enhanced Boarding Team (MSDEBT) on board the EU Naval Force (EUNAVFOR) ship Johan de Witt conducted a fast-rope exercise. They fast-roped from one of the two Cougar helicopters embarked on the Dutch warship.The Johan de Witt is currently the flagship of the EUNAVFOR counter-piracy mission off the Horn of Africa.During a fast-roping the team decends down a rope, hung under a helicopter, using only hands and feet to control the speed of their decent. This tactic makes it possible to quickly insert troops on a ship from a helicopter. It is one of the possible operations to deter, prevent and repress acts of piracy and armed robbery at sea off the Somali coast.This is one of the many capabilities on board of HNLMS Johan de Witt, the Dutch Flagship of EU NAVFOR. HNLMS Johan de Witt is a Landing Platform Dock, 176.5 metres in length and 16,948 tonnes displacement. She can accommodate up to 600 personnel and has many different assets, including an enhanced medical facility, with a fully equipped operating theatre and a specialised medical team. The ship is also equipped with a Landing Craft Task Element and a Scan Eagle UAV, an unmanned aircraft. In addition, the warship has a team from Belgium on board who operate a specialised boarding craft known as a Fast Raiding Interception and Special Forces Craft (FRISC).EUNAVFOR protects World Food Programme (WFP) vessels delivering aid to displaced persons in Somalia; protects African Union Mission in Somalia (AMISOM) shipping; and prevents, deters and represses acts of piracy and armed robbery at sea off the Horn of Africa. In addition, the EU NAVFOR also contributes to the monitoring of fishing activities off the coast of Somalia.[mappress]Press Release, August 14, 2013; Image: EUNAVFOR Back to overview,Home naval-today Maltese Boarding Team Conducts Fast-Rope Exercise Aboard Johan de Witt View post tag: Navy Share this article View post tag: EUNAVFOR August 14, 2013 View post tag: conducts View post tag: Defense View post tag: News by topic View post tag: Counter-Piracy View post tag: team View post tag: Johan de Witt Training & Education View post tag: Naval View post tag: Fast-Rope Maltese Boarding Team Conducts Fast-Rope Exercise Aboard Johan de Witt View post tag: Defence View post tag: Boarding
Schwan’s Consumer Brands is closing a production line at its plant in Leyland with the loss of 30 pizza bakery jobs.Orders at the Leyland plant, which makes the Chicago Town pizza range, have dropped since Christmas while new business has evolved at its main production site in Germany. It is inviting some workers to transfer there, says the company.A Schwan’s spokesman said: “We have recently secured new business on a range of products manufactured exclusively out of our German production facility, which has resulted in the creation of several temporary positions at our site in Germany. These opportunities have been made available to permanent and temporary Leyland staff.”
Commencement for the Notre Dame class of 2020 will not take place as scheduled in May, but will be held virtually due to the coronavirus pandemic, University President Fr. John Jenkins wrote in an email to graduating seniors Monday morning. “Although there remains a good deal of uncertainty about the trajectory and duration of the pandemic, it is becoming clear that it would not be prudent to host on May 16-17 the Notre Dame Commencement on our campus—a large gathering bringing together families from across the country and around the world, many with older and at-risk members,” Jenkins said in the email. Graduating students will receive their grades in an online commencement ceremony on May 17 for “employment and further studies.” Seniors will receive their degrees from Jenkins over livestream, and speakers — including the commencement speaker, Patriarch Bartholemew — will record their speeches in advance to be viewed on the day of commencement. The University will then mail students their diplomas in June. Though their graduation will be held virtually, seniors will be invited back to campus Memorial Day weekend 2021 to celebrate their graduation, albeit belatedly, according to Jenkins’ email. The specifics of the weekend will be determined by discussions of a student committee which will convene soon, but will include a mass, a convocation in Notre Dame Stadium with the traditional cap and gown, college and departmental ceremonies, a last visit to the Grotto and a commencement ball, Jenkins said in a follow-up email Tuesday.Jenkins compared the class of 2020 to the University’s class of 1879, when students had to leave campus in late April due to a fire that destroyed most of Notre Dame’s campus. “The Class of 2020 will always have a special place in the hearts of all who are part of Notre Dame,” Jenkins said. “I look forward to the celebrations to come. Through our patroness, Mary, I ask for God’s blessing on each of you and on your loved ones in this trying time.”This report was updated at 8:51 p.m.Tags: Class of 2020, Commencement, Fr. John Jenkins, Patriarch Bartholomew
This report was updated July 28 at 3:35 p.m.The College of Arts and Letters Office for Undergraduate Studies first announced in a Monday email a new policy for the fall semester — COVID-Related Leave Of Absence (CRLOA) — that would allow students in the college to request a delay in their studies for a semester. Other colleges have since followed up with similar announcements, as the policy is University wide.“Some students have inquired about options for a “gap semester” in fall 2020 due to concerns and uncertainties resulting from the current COVID pandemic,” the email said.The policy, approved by the University on July 22, allows students to delay returning to campus until spring 2021. Students who choose to take a CRLOA will be guaranteed reentry into the University but must make certain arrangements for spring registration.“Due to course sequencing within certain majors, we recommend that you discuss the implications of taking a CRLOA with your departmental advisors and AL advising dean,” the email said.The email said transfer credit from other institutions for the semester period would be accepted if the courses are necessary to maintain “academic continuity,” such as language proficiency, mathematics or another course in a sequential discipline.According to the email, on-campus housing will not be guaranteed to students who undergo a leave of absence.Students wanting to explore the CRLOA option should contact their advising dean.Tags: Arts and Letters, College of Arts and Letters, coronavirus, COVID-19, leave of abence
I was recently schooled, so to speak, on pansies and their partners as I visited Old Town, a Southern Living-inspired community in Columbus, Georgia. I’m a pretty good cool-season container guy, but everywhere I looked was foliage and cool-season color combinations I had never tried.This community may be one of a kind, with nature trails and waterfalls, streets named after camellias like ‘Frank Houser’ and ‘Massee Lane,’ with new homes that look like yesteryear. There is an upscale apartment complex called “Swallowtail Flats” with individual units named for butterfly plants, like milkweed and plumbago. Cool-season color was growing everywhere, which must bring smiles to the faces of all residents.It was evident that trailing foliage and flowers are equally paramount to designing mixed baskets and containers in the cool season. Throughout the Old Town community were planters that caught the eye with artistic spillers. One such plant was the ‘Orchid Frost’ lamium, or deadnettle, that dazzled with both its silver and green variegated foliage and lavender blooms. ‘Orchid Frost,’ known botanically as Lamium maculatum, is cold hardy from zones 3 to 8.In some containers, ‘Orchid Frost’ was used with ‘Dash’ dianthus, pansies and sedum. In other areas it was partnered with pink snapdragons, thyme and the silverleafed ‘Carolina Sapphire’ Arizona cypress that created a most stunning thriller, spiller and filler.Some of my favorite containers used ‘Goldilocks’ lysimachia, or creeping Jenny. While this is nothing new, it was the application I found intriguing. In white, street-side box planters, ‘Goldilocks’ tumbled over the rim in combination with dark-colored blue ‘Matrix’ pansies for a screaming, complementary color scheme. In other containers, ‘Goldilocks’ grew adjacent to ‘Lemon Ball’ sedum for a frenzy of golden chartreuse.It was also apparent in Old Town that pansies, too, had become colorful spiller plants for cool-season containers. Whether it was on a private porch, patio or in street-side planters, both ‘Cool Wave’ and ‘Freefall’ pansies were making a colorful statement.The horticultural designer also used interesting textures of lemon thyme, red creeping thyme with its tiny leaves and ground-hugging habit, and ajuga, or bugleweed, with ornate variegation. All of these made me realize I had gotten a little boring or complacent in my own designs, and maybe like you, have ignored the artistic opportunities these plants offer to the mixed container.We can take some cultural tips from these containers, too. First, choose a container large enough to hold several plants and equipped with mandatory drainage holes in the bottom. If you are using the lightweight containers that look like terra-cotta or stone, you may have to drill your own holes. While you are at it, add four or five holes that are about three-fourths of an inch in diameter.I felt the potting mix used in the containers and can tell you this was the key element to the long cool-growing season. Choose a good, lightweight, fluffy potting mix that already has controlled-release granular fertilizer mixed in it.Choose containers large enough to incorporate a thrilling evergreen, like a juniper, lemon cypress, holly or topiary rosemary as the center plant. The designer of the Old Town containers not only used these, but also camellias.Even though the temperatures will be much cooler during your pansy growing season, we must pay attention to plants’ water and fertilizer needs. Continue to feed regularly with a dilute water-soluble fertilizer.Old Town is special, with flowers blooming 12 months of the year. Even if winter dictates a much shorter season for you, there are still ample opportunities for you to show your creativity with artistically designed containers around the porch patio or deck. To me, the cool season offers the best of container gardening.Follow me on Twitter @CGBGgardenguru. For more information about the University of Georgia Coastal Georgia Botanical Gardens at the Historic Bamboo Farm, go to www.coastalgeorgiabg.org.
Photo: Roger GuptaThe Blue Ridge boasts a full calendar of fests through the fall.MayBeale Street Music Festival April 29-May 1 — Memphis, Tenn. This must-do fest in Memphis features 60 acts on 4 stages in scenic Tom Lee Park where Beale Street meets the Mississippi. Line-up this year includes John Mellencamp, MGMT, The Flaming Lips, Wilco, the Avett Brothers, and Mumford & Sons.Shenandoah Riverside Festival May 6-8 — Strasburg, Va. Join this three-day jam on the banks of the Shenandoah with a range of roots music from bluegrass to reggae to experimental rock.Cheat River Festival May 7 — Albright, W.Va. This low-key fest with some paddling fun and local string bands helps protect one of the Mountain State’s favorite rivers.Beer, Bourbon, & BBQ Festival May 7 — Charlotte, N.C. Three of God’s greatest inventions come together at Symphony Park. Additional versions of this fest take place in Richmond, Va., on June 4 and National Harbor, Md., on June 17 and 18.White County Cork and Keg Festival May 14 — Helen, Ga. Drink regional beer and wine while hearing tasty tunes from Georgia Godfather of Jam, Col. Bruce Hampton.Trail Days May 14-16 — Damascus, Va. The mother of all hiking gatherings wakes up the sleepy town of Damascus for a long weekend of Appalachian Trail celebration. Thru-hikers reunite to trade trail stories, march in a parade, soak each other with water guns, check out a variety of gear booths, and sip a little moonshine.Xtremefest of the Blue Ridge May 14 — Waynesboro, Va. This one-day festival celebrates all things mountain sports, including climbing, kayaking, mountain biking, and hiking.New River Rendezvous May 20-22 — Fayetteville, W.Va. Come out for crazy climbing comps and campsite revelry in the Gorge. The most interesting thing on the schedule this year is the “Mountain Khakis presents: Pants to Panties, Drop Your Drawers and Win” event.Blind Willie McTell Blues Festival May 21 — Thomson, Ga. Trombone Shorty and Orleans Avenue headline this annual festival that commemorates Georgia blues legend Blind Willie McTell.Dr. Ralph Stanley’s 41st Annual Memorial Weekend Bluegrass Festival May 26-28 — Coeburn, Va. The Good Doctor is well into his 80s, and he’s still touring like a spry youngster. He also hosts this traditional bash at his old home place. This year features help from Dailey & Vincent, Blue Highway, Larry Sparks, and the Lonesome River Band.Abbey Road on the River 2011 May 26-30 — Louisville, Ky. If you love the Fab Four, get to Louisville for what brands itself as the world’s largest Beatles-inspired music festival. Another version takes place in Washington, D.C., on September 1-5.Papa Joe’s Banjo-B-Que Bluegrass Festival May 27-28 — North Augusta, S.C. Dig into a plate of the South’s finest BBQ and dig the sounds of Doc Watson, Old Crow Medicine Show, Chatham County Line, Frontier Ruckus, and Charlie Parr.Rooster Walk May 27-28 — Martinsville, Va. This annual event at the idyllic Blue Mountain Festival Grounds remembers two fallen friends with a big weekend of regional roots music including Folk Soul Revival, The Mantras, Big Fat Gap, and many more.White Squirrel Festival May 29-30 — Brevard, N.C. Brevard pays tribute to its favorite neighbor with a street festival that includes White Squirrel walking tours, a box car derby, craft and food vendors, and a solid line-up of live music. 1 2 3 4
A report by Verizon found that c-level executives were 12 times more likely to be the target of social incidents and nine times more likely to be targeted in social breaches. Ransomware accounted for 24 percent of reported cases.The “Data Breach Investigations Report,” shows that the attacks on c-suite executives are financially motivated and conducted to obtain a company’s most sensitive information. The report also revealed that 23 percent of the data breaches examined in 2019 were conducted by nation states, a 12 percent increase from last year.An upcoming NAFCU webinar on May 30 will focus on cybersecurity insurance for credit unions where attendees will learn how to protect their companies against the escalating costs of data breaches and cyberattacks.The webinar, scheduled to begin at 2:00 p.m. Eastern, will review best practices for selecting cybersecurity insurance policy, as well as: continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
I’m currently in Tennessee on Vacation. A little Dollywood. A little Smoky Mountain National Park. And of course, fireworks. I want to see an awesome display of fireworks.July 4th marks a fantastic moment in history. A group of individuals came together to sign a document that has shaped history throughout the centuries.We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness.We celebrate the document and the bravery of our founding fathers. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
“It’s not good and it’s making me feel gross!”This was my 7 year old son’s recent proclamation at the dinner table, as my wife, son, and I awkwardly confronted the truth that my wife’s pasta dish was not a success.What followed my son’s honest observation was a constructive conversation about how we might make the pasta taste better, enlightening dialog about dealing with something when it ‘isn’t working,’ and an open exchange about whether any part of the overall dish ‘worked’ for us. A couple days later it occurred to me many credit unions would benefit from an honest “the pasta dish sucks” conversation amongst their executive team relative to the ingredients they’re perennially forced to purchase to cook up and support their strategic initiatives they serve to their members.What if your vendor relationships are essentially the same as a pasta dish? Let’s call it “the spaghetti pile of vendors and platforms.” Is the pasta dish of platforms around which your members and employees gather to work each day ‘working’ for you, your credit union, your members, and your core strategy? Is your core strategy supported by solid core technology ingredients? Or, are you just choking down the ingredients contributing to the products/services you’re trying to cook up, year after year? Are you event chef!? Perhaps you’re being served by a kitchen staff avoiding the awkward conversations about the quality, freshness, and general preparation of those ingredients and their ability to contribute to your final dish/product?The problem impacting many core business strategies in credit unions is simple: piled up platforms.Platforms are the ingredients we’ve all purchased for the last 25 years to toss into the pans of our strategic plans; they’re the noodles, sauce, spices, and such we’ve slapped around our core technologies.Two decades after the onset of our current internet and the digital banking services era, most credit unions have cooked up dishes that look something like the following:What if my son hadn’t been present with his naïve and useful candor? My guess is my wife would have tried to make the pasta dish again.My son cut to the core of the issue; and as soon as he did, we were all relieved that we could make a plan to avoid repeating that meal! That’s a strategy for success!!I’m not saying the entire dish was a loss. The meat in the sauce was good. That’s about it. Uncovering that useful bit of data required a process of analysis around our table. We figured out we’d keep the sausage.Just because the sausage was the only redeemable core of the dish doesn’t mean we jumped to blaming the tomato farmer, or the sausage manufacturer, or the noodle producer for the lack of operational execution in my kitchen!Don’t blame your core. Figure out whether it can contribute to solving the problem, whether it can help craft a more elegant, modern, and enjoyable dish to deliver to your members, employees, etc.Don’t toss out the noodles in the spaghetti pile before you understand whether they’re still supporting your strategy. After all, you may have a good reason to continue serving up some of the noodles to your members and employees. However, you may have some excess pasta on the plate which is translating into the excess economic expenditures and the excess expenditure of energy spent to cook and consume it. You won’t know this until you have the candid conversation about the ingredients, chat with the cooks, and agree on what ingredients will economically, technologically, and operationally support your core business strategy. It’s important to realize here that core business strategy is not the same as your core technology decision(s). The latter is the composite of ingredients you need, the former is your recipe and plan to serve a dish to your members, employees, etc. Your core ingredients support your core business strategy, and your core business strategy should drive your plan for your core ingredients. Don’t let your dinner table succumb to the awkward silence of choking down a bad meal; don’t waste good ingredients; and don’t jump to blaming the tomato farmer or noodle maker for another bad dinner.Put together a modern plan for relevant delivery of delicious digital banking experiences using a synthetic core strategy and core technology recipe.We call this “platform mapping.” It’s the process of going through your kitchen, pantry, and current pasta dishes to identify the ingredients supporting the menu of products/services you deliver to your members and credit union.It’s the operational, technological, and economic equivalent of the my son’s 7-year-old candor which saved our family from another instance of that pasta dish and allowed us to avoid wasting good money and time on another mediocre experience.With a little candid conversation and some clever data and analysis, you can avoid serving your members a nasty and outdated “spaghetti pile,” and you can dish out modern digital experiences which align with your core technology capabilities and your core business strategies.The alternative is another year and budget spent on, “It’s not good, and it’s making me feel gross!” 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jon Ungerland Jon Ungerland believes the core philosophy underlying credit unions is the plausible and sustainable model for preserving healthy financial institutions and promoting financially dignified and strong communities in the 21st … Web: www.dalandsolutions.com Details